The Mortgage Club

At Mortgage Club, we specialize in helping Kiwis secure the best home loans, refinance existing mortgages, and invest in property with confidence. As experienced mortgage advisers, we provide tailored solutions to suit your financial goals, whether you're a first-home buyer, looking to refinance for better rates, or expanding your investment portfolio.
We work with a range of lenders to find the best loan options, making the mortgage process smooth and stress-free. Let us help you achieve your property dreams in New Zealand.
We can help whether you're a first time buyer, investor or looking to refinance.
Honest & Practical
We believe in building lasting relationships by giving you honest and practical choices.
Simple & Clear
Our team will explain things in simple terms, so you can better understand your options and make the right investment decisions.
Informed & Supported
Additionally, we'll keep you informed at every step of your home-buying journey.
Plan Your Mortgage
Calculate your monthly payments and make informed decisions
Why Use Our Calculator?
Accurate & Reliable
Our calculator uses banking-grade formulas to ensure precise results for your financial planning.
Instant Results
See real-time updates as you adjust loan parameters without any waiting time.
Financial Clarity
Understand your total payment breakdown and make smarter borrowing decisions.
Expert Support
Need help understanding your results? Our mortgage experts are ready to assist you.
EMI Calculator
How We Work
Initial Consultation
Understand client's financial situation, property goals, and mortgage needs.
Documentation
Gather necessary financial documents and information for loan assessment.
Loan Comparison and Analysis
Compare various loan options from different lenders to find the most suitable deal.
Recommendation and Application
Recommend the best mortgage options to the client and assist with the loan application.
Approval and Acceptance
Facilitate the loan approval process and ensure the client understands and accepts the terms.
Settlement and Beyond
Assist with loan settlement and provide ongoing support for any future mortgage needs.
Our lenders
Compare rates and options from New Zealand's leading financial institutions to find the perfect loan for your needs.









Our Founder
The Mortgage Club

Hemant Choudhary
Senior Finance and Mortgage ConsultantHemant Choudhary is a highly experienced finance and mortgage professional with 17 years in the industry, including 14 years at one of New Zealand's leading banks. He has received multiple awards for his dedication to customer service and helping clients achieve their financial goals.
With an MBA and a Bachelor's degree in Banking and Finance, Hemant has worked as a banking leader for six years and has extensive expertise in mortgage lending, financial structuring, and complex loan scenarios. He specializes in home loans, refinancing, investment lending, development funding, and construction loans.
Hemant is passionate about making the mortgage process smooth and stress-free. He guides his clients through every step of the home loan journey, ensuring they understand their options and secure the best financial solutions tailored to their needs.
Contact
Contact Us for any query
Location:
67 Finch Street, Morningside
Auckland 1022